Apply for a Home

If you have been affected by Hurricanes Katina and Rita and wish to apply for a Habitat home in your former home city, contact Habitat for Humanity International at www.habitat.org.

Ginger Ford Habitat for Humanity is not taking applications at this time

You must have a NEED FOR HOUSING and be unable to obtain conventional financing due to limited income. You must have enough income to REPAY THE HABITAT MORTGAGE and your monthly living expenses, and you must have an acceptable credit history.
You and your family will be considered if your annual total income is between 30-60% of the median income for Tangipahoa Parish.
You must be WILLING TO PARTNER with Ginger Ford Habitat which includes working at least 350 hours to help in building Habitat homes.
Families can apply credit hours (time put in by friends and family on their behalf).
You must be a legal resident of the United States. Some residency requirements applicable.

Frequently Asked Questions

1. How long does it take to get a home?
The application process takes 3 to 5 months. You must finish you sweat equity hours before your house is finished.
2. What about my credit?
If you have had problems with you credit in the past we recommend you begin working on repairing your credit 6 to 8 months before you apply. Contact an agency such as Consumer Credit Counseling Services for FREE counseling advice.
3. Where does Ginger Ford Habitat build?
Ginger Ford Habitat builds in Tangipahoa Parish.

Year 2008-2009 Guidelines
Family Size	Income At Least	No More Than
One	$10,100	$20,200
Two	$11,500	$23,000
Three	$12,950	$25,900
Four	$14,400	$28,800
Five	$15,550	$31,100
Six	$16,700	$33,400
Seven	$17,850	$35,700

If you would like to learn more about homeownership, call our Family Services Department at (985) 542-6866